The problem with plastic
Credit cards are probably the most common reason by far that people find
themselves in financial problems, unable to pay off loans, their mortgage or
even face bankruptcy. Don't this happen to you. Credit cards are great when
used properly, paid down quickly, and assigned low interest rates. They are a
necessary evil in today's financial world where everything is electronic, but
don't need to be the reason you find yourself in a
debt crisis unable to get
out from under the weight of your outstanding bills. Take control and use only
low interest credit cards and payoff or consolidate your high interest cards,
then throw them away for good. Then, switch to using only debit Visa cards that
pull directly from your bank account OR use cash.
Credit Card Consolidation Loans
What if you could take all those monthly bills for all your credit cards and
make it go away now for less money? Sounds maybe to good to be true, but credit
counseling companies make it happen every day with credit card consolidation loans. It's the easiest, quickest, and smartest way to get rid of those high
interest credit card payments that are not going away. A credit consolidation loan specialist will look at all your outstanding bills and lines of credit and
get them lowered. They will personally contact the credit card companies and
negotiate lower amounts on what you owe, up to and over 50% of what you
currently are in debt for. More than they will negotiate a loan to pay off all
these debts that you can afford at a lower interest rate than your credit cards
can offer you. You will not only save money now, you will get closer every
month to being free from your credit card debt forever.
Who can help me?
There are literally thousands of companies out there offering
credit counseling
and credit card consolidation loans. You must be careful when looking for a
credit specialist, and be aware there are many companies out there that are
scams and will take your money up front and leave you worse of than where you
started. Check with your
local Better Business Bureau for a list of reputable
credit specialists in your area. Once you find one, don't be afraid to ask
questions and make sure you are getting the quality customer service you
deserve. Never pay anything up front for an analysis of your financial
situation, and avoid every making any type of payments through a tele-check or
to a foreign country. These are almost always scams the will solicit you for
money before working with you. Choose a credit company with a good reputation
and get started now to eliminate those credit cards today.
Related Articles:
Credit Card Law Changes and How They Will Affect ConsumersDebt Consolidation Can Help Your Future Dreams Come TrueReduce Your Debt With a Non Profit Credit Card ConsolidationStore Credit: Can I Rebuild My Credit With Store Credit Cards?Debt Consolidation Loans: The answer to your debt problems